Do you have a written budget plan that you just follow monthly?
2. Not living within your means.
Have you been responsible for splurging or buying expensive things even if it means borrowing against your credit? Have you been often out partying with friends only using your credit cards to spend your bills?
3. Missing your work deadlines.
Do you think you're often late in paying down your bank card balances? Missing your deadline day of payment even just for starters day costs additional fees.
4. Acquiring store credit cards just to get yourself a discount.
Have you make application for a outlet card simply to get a 10% discount on a $500 worth of purchase?
5. Chasing plastic card rewards.
Do you have an incentive charge card? If so, deploying it to buy things can be tempting in case you’re not sure whether it is possible to pay back your full balance you aren't, it’s best to skip the acquisition.
6. Not checking your own credit file regularly.
Checking your credit track record at least twice a year will be your the easy way protect yourself against identity theft. Identity thieves can try to open accounts within your name also it can take months prior to deciding to realize that you’ve been a victim of fraud.
Source:6 Undesirable habits that Can Result in Poor credit
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